Spring covers a wide stretch of unincorporated north Harris County, reaching into Montgomery County. It’s a mix of older neighborhoods, newer subdivisions, and local small businesses.
Many people here run their own shops, work in the trades, or are self-employed. That usually means finding health coverage on your own.
Guardian Insurance Services helps Spring residents compare Marketplace plans with a licensed agent. We explain the numbers clearly so you can decide with confidence.
Marketplace plans for the self-employed and small business owners
Buying your own coverage? Our team helps you:
- Estimate your yearly household income, even when it varies
- See how that estimate affects your premium tax credit
- Compare metal levels (Bronze, Silver, Gold) and what they mean for your costs
- Check your doctors and prescriptions before you enroll
Income affects how much help you get, not whether you can buy a plan.
Marketplace open enrollment: November 1 through January 15. Enroll by December 15 for coverage that starts January 1.
Medicare and group coverage
If you have a few employees, ask our team about group health. We also help with Medicare, including Medicare Advantage, Medigap, and Part D.
Medicare review: https://medicare.healthsherpa.com/intake/evin-van-doesburg
Medicare disclaimer: We do not offer every plan available in your area. Currently we represent 9 organizations which offer 326 products in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options. Not connected with or endorsed by the U.S. government or the federal Medicare program.
Spring health insurance FAQ
Q: What’s the difference between Bronze, Silver, and Gold plans?
A: It comes down to how you share costs. Bronze plans usually have lower premiums and higher costs when you get care. Gold plans are the opposite. Silver is in the middle and is the only level with extra cost-sharing reductions for eligible incomes.
Q: My business income goes up and down. What do I put on the application?
A: Your most realistic estimate of net income for the year. If it shifts, update HealthCare.gov during the year so your premium help stays accurate.
Q: I have two employees. Is group health an option?
A: It may be. Group rules depend on the plan and the insurer. Tell us about your business, and a licensed specialist will follow up.
Spanish-speaking clients are welcome to message us on WhatsApp or by email.
Start your quote
Call: 1-888-885-6201
WhatsApp: +1 832-292-8983 (WhatsApp only)